First Citizens Bank
First Citizens Bank's FedNow, RTP, and Zelle participation has not been confirmed.
Mason City, IA · FDIC Cert #4433
https://myfcb.bank2601 4th St Sw, Mason City, IA, 50401
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
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Report early direct deposit
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Sending from First Citizens Bank
Rails observed when First Citizens Bank was the sending bank.
No sending reports yet for First Citizens Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First Citizens Bank
Rails observed when First Citizens Bank was the receiving bank.
No receiving reports yet for First Citizens Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in IA.
- Principal Bank · Des Moines
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- West Bank · West Des Moines
- Quad City Bank and Trust Company · Bettendorf
Frequently asked questions
Does First Citizens Bank support FedNow?
This hasn't been confirmed. First Citizens Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does First Citizens Bank support RTP?
This hasn't been confirmed. First Citizens Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does First Citizens Bank support Zelle?
This hasn't been confirmed. First Citizens Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First Citizens Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First Citizens Bank yet.