First Central
First Central supports RTP and Zelle. FedNow participation has not been confirmed.
Waco, TX · NCUA Charter #67644
http://www.firstcentralcu.com6201 Sanger Ave, Waco, TX, 76710
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at First Central?
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Sending from First Central
Rails observed when First Central was the sending bank.
No sending reports yet for First Central. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First Central
Rails observed when First Central was the receiving bank.
No receiving reports yet for First Central. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does First Central support FedNow?
This hasn't been confirmed. First Central does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does First Central support RTP?
Yes. First Central appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does First Central support Zelle?
Yes. First Central appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First Central have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First Central yet.