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First Capital Bank

First Capital Bank supports FedNow. RTP and Zelle participation has not been confirmed.

Quanah, TX · FDIC Cert #3399

https://fcbqt.com

120 W 3rd St, Quanah, TX, 79252

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0

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Report early direct deposit

Did a paycheck or benefit show up early at First Capital Bank?

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Sending from First Capital Bank

Rails observed when First Capital Bank was the sending bank.

No sending reports yet for First Capital Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into First Capital Bank

Rails observed when First Capital Bank was the receiving bank.

No receiving reports yet for First Capital Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in TX.

Frequently asked questions

Does First Capital Bank support FedNow?

Yes. First Capital Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does First Capital Bank support RTP?

This hasn't been confirmed. First Capital Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does First Capital Bank support Zelle?

This hasn't been confirmed. First Capital Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does First Capital Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for First Capital Bank yet.