Farmers & Merchants State Bank
Farmers & Merchants State Bank's FedNow, RTP, and Zelle participation has not been confirmed.
Waterloo, WI · FDIC Cert #13242
https://fandmstbk.com210 W Madison St, Waterloo, WI, 53594
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
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Report early direct deposit
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Sending from Farmers & Merchants State Bank
Rails observed when Farmers & Merchants State Bank was the sending bank.
No sending reports yet for Farmers & Merchants State Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Farmers & Merchants State Bank
Rails observed when Farmers & Merchants State Bank was the receiving bank.
No receiving reports yet for Farmers & Merchants State Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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- Town Bank, National Association · Hartland
Frequently asked questions
Does Farmers & Merchants State Bank support FedNow?
This hasn't been confirmed. Farmers & Merchants State Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Farmers & Merchants State Bank support RTP?
This hasn't been confirmed. Farmers & Merchants State Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Farmers & Merchants State Bank support Zelle?
This hasn't been confirmed. Farmers & Merchants State Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Farmers & Merchants State Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Farmers & Merchants State Bank yet.