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Farmers & Merchants Bank

Farmers & Merchants Bank supports RTP. FedNow and Zelle participation has not been confirmed.

Timberville, VA · FDIC Cert #8668

https://fmbankva.com

165 New Market Rd, Timberville, VA, 22853

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

RTP participant
Confirmed July 18, 2026
Community confirmations
0

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Report early direct deposit

Did a paycheck or benefit show up early at Farmers & Merchants Bank?

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Sending from Farmers & Merchants Bank

Rails observed when Farmers & Merchants Bank was the sending bank.

No sending reports yet for Farmers & Merchants Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Farmers & Merchants Bank

Rails observed when Farmers & Merchants Bank was the receiving bank.

No receiving reports yet for Farmers & Merchants Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in VA.

Frequently asked questions

Does Farmers & Merchants Bank support FedNow?

This hasn't been confirmed. Farmers & Merchants Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Farmers & Merchants Bank support RTP?

Yes. Farmers & Merchants Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does Farmers & Merchants Bank support Zelle?

This hasn't been confirmed. Farmers & Merchants Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Farmers & Merchants Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Farmers & Merchants Bank yet.