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Farmers & Merchants Bank of North Dakota

Farmers & Merchants Bank of North Dakota supports FedNow and RTP. Zelle participation has not been confirmed.

Tolna, ND · FDIC Cert #8640

Also known as FMBND

https://fmbnd.com

101 Main St N, Tolna, ND, 58380

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0

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Report early direct deposit

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Sending from Farmers & Merchants Bank of North Dakota

Rails observed when Farmers & Merchants Bank of North Dakota was the sending bank.

No sending reports yet for Farmers & Merchants Bank of North Dakota. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Farmers & Merchants Bank of North Dakota

Rails observed when Farmers & Merchants Bank of North Dakota was the receiving bank.

No receiving reports yet for Farmers & Merchants Bank of North Dakota. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in ND.

Frequently asked questions

Does Farmers & Merchants Bank of North Dakota support FedNow?

Yes. Farmers & Merchants Bank of North Dakota appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Farmers & Merchants Bank of North Dakota support RTP?

Yes. Farmers & Merchants Bank of North Dakota appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does Farmers & Merchants Bank of North Dakota support Zelle?

This hasn't been confirmed. Farmers & Merchants Bank of North Dakota does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Farmers & Merchants Bank of North Dakota have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Farmers & Merchants Bank of North Dakota yet.