Farmers & Merchants Bank of Central California
Farmers & Merchants Bank of Central California supports FedNow and RTP. Zelle participation has not been confirmed.
Lodi, CA · FDIC Cert #1331
Also known as F&M Bank, F&M Capital, F&M Leasing
https://fmbonline.com121 W Pine St, Lodi, CA, 95240
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
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Report early direct deposit
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Sending from Farmers & Merchants Bank of Central California
Rails observed when Farmers & Merchants Bank of Central California was the sending bank.
No sending reports yet for Farmers & Merchants Bank of Central California. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Farmers & Merchants Bank of Central California
Rails observed when Farmers & Merchants Bank of Central California was the receiving bank.
No receiving reports yet for Farmers & Merchants Bank of Central California. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Farmers & Merchants Bank of Central California support FedNow?
Yes. Farmers & Merchants Bank of Central California appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Farmers & Merchants Bank of Central California support RTP?
Yes. Farmers & Merchants Bank of Central California appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Farmers & Merchants Bank of Central California support Zelle?
This hasn't been confirmed. Farmers & Merchants Bank of Central California does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Farmers & Merchants Bank of Central California have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Farmers & Merchants Bank of Central California yet.