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Farmers and Merchants Savings Bank

Farmers and Merchants Savings Bank's FedNow, RTP, and Zelle participation has not been confirmed.

Iowa City, IA · FDIC Cert #10492

https://fmbankonline.com

2235 Mormon Trek Blvd, Iowa City, IA, 52246

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Farmers and Merchants Savings Bank?

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Sending from Farmers and Merchants Savings Bank

Rails observed when Farmers and Merchants Savings Bank was the sending bank.

No sending reports yet for Farmers and Merchants Savings Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Farmers and Merchants Savings Bank

Rails observed when Farmers and Merchants Savings Bank was the receiving bank.

No receiving reports yet for Farmers and Merchants Savings Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

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Frequently asked questions

Does Farmers and Merchants Savings Bank support FedNow?

This hasn't been confirmed. Farmers and Merchants Savings Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Farmers and Merchants Savings Bank support RTP?

This hasn't been confirmed. Farmers and Merchants Savings Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Farmers and Merchants Savings Bank support Zelle?

This hasn't been confirmed. Farmers and Merchants Savings Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Farmers and Merchants Savings Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Farmers and Merchants Savings Bank yet.

Farmers and Merchants Savings Bank — Iowa City, IA — Bank Transfer Compatibility | InstantRailCheck