Farmers and Merchants Bank
Farmers and Merchants Bank's FedNow, RTP, and Zelle participation has not been confirmed.
Baldwyn, MS · FDIC Cert #15801
Also known as FMBank
https://fmbms.com111 W Clayton St, Baldwyn, MS, 38824
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
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Report early direct deposit
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Sending from Farmers and Merchants Bank
Rails observed when Farmers and Merchants Bank was the sending bank.
No sending reports yet for Farmers and Merchants Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Farmers and Merchants Bank
Rails observed when Farmers and Merchants Bank was the receiving bank.
No receiving reports yet for Farmers and Merchants Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Farmers and Merchants Bank support FedNow?
This hasn't been confirmed. Farmers and Merchants Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Farmers and Merchants Bank support RTP?
This hasn't been confirmed. Farmers and Merchants Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Farmers and Merchants Bank support Zelle?
This hasn't been confirmed. Farmers and Merchants Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Farmers and Merchants Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Farmers and Merchants Bank yet.