F3
F3's FedNow, RTP, and Zelle participation has not been confirmed.
San Jose, CA · NCUA Charter #64835
http://www.f3creditunion.com1040 Leigh Ave, San Jose, CA, 95126
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at F3?
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Sending from F3
Rails observed when F3 was the sending bank.
No sending reports yet for F3. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into F3
Rails observed when F3 was the receiving bank.
No receiving reports yet for F3. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does F3 support FedNow?
This hasn't been confirmed. F3 does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does F3 support RTP?
This hasn't been confirmed. F3 does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does F3 support Zelle?
This hasn't been confirmed. F3 does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does F3 have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for F3 yet.