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Exchange State Bank

Exchange State Bank's FedNow, RTP, and Zelle participation has not been confirmed.

Ames, IA · FDIC Cert #10132

https://esb1.com

823 Wheeler St, Ames, IA, 50010

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Exchange State Bank?

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Sending from Exchange State Bank

Rails observed when Exchange State Bank was the sending bank.

No sending reports yet for Exchange State Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Exchange State Bank

Rails observed when Exchange State Bank was the receiving bank.

No receiving reports yet for Exchange State Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in IA.

Frequently asked questions

Does Exchange State Bank support FedNow?

This hasn't been confirmed. Exchange State Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Exchange State Bank support RTP?

This hasn't been confirmed. Exchange State Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Exchange State Bank support Zelle?

This hasn't been confirmed. Exchange State Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Exchange State Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Exchange State Bank yet.

Exchange State Bank — Ames, IA — Bank Transfer Compatibility | InstantRailCheck