Emerald Coast
Emerald Coast supports Zelle. FedNow and RTP participation has not been confirmed.
PORT ST JOE, FL · NCUA Charter #3388
https://www.emeraldcoastfcu.com502 WOODWARD AVE, PORT ST JOE, FL, 32456-1744
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Emerald Coast?
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Sending from Emerald Coast
Rails observed when Emerald Coast was the sending bank.
No sending reports yet for Emerald Coast. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Emerald Coast
Rails observed when Emerald Coast was the receiving bank.
No receiving reports yet for Emerald Coast. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in FL.
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Frequently asked questions
Does Emerald Coast support FedNow?
This hasn't been confirmed. Emerald Coast does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Emerald Coast support RTP?
This hasn't been confirmed. Emerald Coast does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Emerald Coast support Zelle?
Yes. Emerald Coast appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Emerald Coast have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Emerald Coast yet.