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Electel Cooperative

Electel Cooperative's FedNow, RTP, and Zelle participation has not been confirmed.

Raleigh, NC · NCUA Charter #24819

http://www.electel.org

3400 Sumner Blvd, Raleigh, NC, 27616

(800) 849-5600

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

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Sending from Electel Cooperative

Rails observed when Electel Cooperative was the sending bank.

No sending reports yet for Electel Cooperative. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Electel Cooperative

Rails observed when Electel Cooperative was the receiving bank.

No receiving reports yet for Electel Cooperative. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in NC.

Frequently asked questions

Does Electel Cooperative support FedNow?

This hasn't been confirmed. Electel Cooperative does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Electel Cooperative support RTP?

This hasn't been confirmed. Electel Cooperative does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Electel Cooperative support Zelle?

This hasn't been confirmed. Electel Cooperative does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Electel Cooperative have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Electel Cooperative yet.

Electel Cooperative — Raleigh, NC — Bank Transfer Compatibility | InstantRailCheck