Direct
Direct supports FedNow and Zelle. RTP participation has not been confirmed.
Needham, MA · NCUA Charter #9071
http://www.direct.com50 Cabot St, Needham, MA, 02494
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
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Sending from Direct
Rails observed when Direct was the sending bank.
No sending reports yet for Direct. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Direct
Rails observed when Direct was the receiving bank.
No receiving reports yet for Direct. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Direct support FedNow?
Yes. Direct appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Direct support RTP?
This hasn't been confirmed. Direct does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Direct support Zelle?
Yes. Direct appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Direct have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Direct yet.