Skip to content
InstantRailCheck

Cotton Belt

Cotton Belt supports FedNow and Zelle. RTP participation has not been confirmed.

Pine Bluff, AR · NCUA Charter #1245

https://www.cottonbeltfcu.com

1703 River Pines Blvd, Pine Bluff, AR, 71601

(870) 535-6365

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving Cotton Belt.

Sign in to submit a route report.

Report early direct deposit

Did a paycheck or benefit show up early at Cotton Belt?

Sign in to report early direct deposit.

Sending from Cotton Belt

Rails observed when Cotton Belt was the sending bank.

No sending reports yet for Cotton Belt. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Cotton Belt

Rails observed when Cotton Belt was the receiving bank.

No receiving reports yet for Cotton Belt. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in AR.

Frequently asked questions

Does Cotton Belt support FedNow?

Yes. Cotton Belt appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does Cotton Belt support RTP?

This hasn't been confirmed. Cotton Belt does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Cotton Belt support Zelle?

Yes. Cotton Belt appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Cotton Belt have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Cotton Belt yet.

Cotton Belt — Pine Bluff, AR — Bank Transfer Compatibility | InstantRailCheck