Community Spirit Bank
Community Spirit Bank supports FedNow. RTP and Zelle participation has not been confirmed.
Red Bay, AL · FDIC Cert #50
https://communityspirit.bank200 4th Ave Sw, Red Bay, AL, 35582
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
Add a real transfer outcome involving Community Spirit Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at Community Spirit Bank?
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Sending from Community Spirit Bank
Rails observed when Community Spirit Bank was the sending bank.
No sending reports yet for Community Spirit Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Community Spirit Bank
Rails observed when Community Spirit Bank was the receiving bank.
No receiving reports yet for Community Spirit Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in AL.
- Regions Bank · Birmingham
- ServisFirst Bank · Birmingham
- River Bank & Trust · Prattville
- Bank Independent · Sheffield
- CB&S Bank, Inc. · Russellville
Frequently asked questions
Does Community Spirit Bank support FedNow?
Yes. Community Spirit Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Community Spirit Bank support RTP?
This hasn't been confirmed. Community Spirit Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Community Spirit Bank support Zelle?
This hasn't been confirmed. Community Spirit Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Community Spirit Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Community Spirit Bank yet.
