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Community Bank of the South

Community Bank of the South supports FedNow and RTP. Zelle participation has not been confirmed.

Merritt Island, FL · FDIC Cert #35212

https://cbos.bank

277 N Sykes Creek Pkwy, Merritt Island, FL, 32953

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0

Submit Route Report

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Report early direct deposit

Did a paycheck or benefit show up early at Community Bank of the South?

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Sending from Community Bank of the South

Rails observed when Community Bank of the South was the sending bank.

No sending reports yet for Community Bank of the South. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Community Bank of the South

Rails observed when Community Bank of the South was the receiving bank.

No receiving reports yet for Community Bank of the South. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in FL.

Frequently asked questions

Does Community Bank of the South support FedNow?

Yes. Community Bank of the South appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Community Bank of the South support RTP?

Yes. Community Bank of the South appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does Community Bank of the South support Zelle?

This hasn't been confirmed. Community Bank of the South does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Community Bank of the South have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Community Bank of the South yet.

Community Bank of the South — Merritt Island, FL — Bank Transfer Compatibility | InstantRailCheck