Commerce Bank & Trust
Commerce Bank & Trust supports FedNow and RTP. Zelle participation has not been confirmed.
Winter Park, FL · FDIC Cert #57429
https://cbt-fl.com1201 S Orlando Ave, Winter Park, FL, 32789
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Commerce Bank & Trust?
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Sending from Commerce Bank & Trust
Rails observed when Commerce Bank & Trust was the sending bank.
No sending reports yet for Commerce Bank & Trust. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Commerce Bank & Trust
Rails observed when Commerce Bank & Trust was the receiving bank.
No receiving reports yet for Commerce Bank & Trust. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in FL.
- SouthState Bank, National Association · Winter Haven
- EverBank, National Association · Jacksonville
- Raymond James Bank · Saint Petersburg
- BankUnited, National Association · Miami Lakes
- City National Bank of Florida · Miami
Frequently asked questions
Does Commerce Bank & Trust support FedNow?
Yes. Commerce Bank & Trust appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Commerce Bank & Trust support RTP?
Yes. Commerce Bank & Trust appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does Commerce Bank & Trust support Zelle?
This hasn't been confirmed. Commerce Bank & Trust does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Commerce Bank & Trust have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Commerce Bank & Trust yet.