Cogent Bank
Cogent Bank supports FedNow, RTP, and Zelle.
Orlando, FL · FDIC Cert #34908
https://cogentbank.net420 S Orange Ave, Orlando, FL, 32801
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Cogent Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at Cogent Bank?
Sign in to report early direct deposit.
Sending from Cogent Bank
Rails observed when Cogent Bank was the sending bank.
No sending reports yet for Cogent Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Cogent Bank
Rails observed when Cogent Bank was the receiving bank.
No receiving reports yet for Cogent Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in FL.
- SouthState Bank, National Association · Winter Haven
- EverBank, National Association · Jacksonville
- Raymond James Bank · Saint Petersburg
- BankUnited, National Association · Miami Lakes
- City National Bank of Florida · Miami
Frequently asked questions
Does Cogent Bank support FedNow?
Yes. Cogent Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Cogent Bank support RTP?
Yes. Cogent Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does Cogent Bank support Zelle?
Yes. Cogent Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Cogent Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Cogent Bank yet.