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Citizens & Northern Bank

Citizens & Northern Bank supports FedNow and RTP. Zelle participation has not been confirmed.

Wellsboro, PA · FDIC Cert #7799

https://cnbankpa.com

90 Main St, Wellsboro, PA, 16901

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
RTP participant
Confirmed July 9, 2026
Community confirmations
0

Submit Route Report

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Report early direct deposit

Did a paycheck or benefit show up early at Citizens & Northern Bank?

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Sending from Citizens & Northern Bank

Rails observed when Citizens & Northern Bank was the sending bank.

No sending reports yet for Citizens & Northern Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Citizens & Northern Bank

Rails observed when Citizens & Northern Bank was the receiving bank.

No receiving reports yet for Citizens & Northern Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in PA.

Frequently asked questions

Does Citizens & Northern Bank support FedNow?

Yes. Citizens & Northern Bank appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does Citizens & Northern Bank support RTP?

Yes. Citizens & Northern Bank appears in The Clearing House's RTP participant list, confirmed July 9, 2026.

Does Citizens & Northern Bank support Zelle?

This hasn't been confirmed. Citizens & Northern Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Citizens & Northern Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Citizens & Northern Bank yet.

Citizens & Northern Bank — Wellsboro, PA — Bank Transfer Compatibility | InstantRailCheck