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Citizens National Bank of Texas

Citizens National Bank of Texas supports FedNow, RTP, and Zelle.

Waxahachie, TX · FDIC Cert #5574

https://cnboftexas.com

200 N Elm St, Waxahachie, TX, 75165

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 18, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

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Report early direct deposit

Did a paycheck or benefit show up early at Citizens National Bank of Texas?

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Sending from Citizens National Bank of Texas

Rails observed when Citizens National Bank of Texas was the sending bank.

No sending reports yet for Citizens National Bank of Texas. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Citizens National Bank of Texas

Rails observed when Citizens National Bank of Texas was the receiving bank.

No receiving reports yet for Citizens National Bank of Texas. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in TX.

Frequently asked questions

Does Citizens National Bank of Texas support FedNow?

Yes. Citizens National Bank of Texas appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Citizens National Bank of Texas support RTP?

Yes. Citizens National Bank of Texas appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does Citizens National Bank of Texas support Zelle?

Yes. Citizens National Bank of Texas appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Citizens National Bank of Texas have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Citizens National Bank of Texas yet.