Citizens Bank & Trust
Citizens Bank & Trust supports FedNow and RTP. Zelle participation has not been confirmed.
Guntersville, AL · FDIC Cert #57483
https://citizensbanktrust.com711 Gunter Ave, Guntersville, AL, 35976
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Citizens Bank & Trust?
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Sending from Citizens Bank & Trust
Rails observed when Citizens Bank & Trust was the sending bank.
No sending reports yet for Citizens Bank & Trust. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Citizens Bank & Trust
Rails observed when Citizens Bank & Trust was the receiving bank.
No receiving reports yet for Citizens Bank & Trust. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in AL.
- Regions Bank · Birmingham
- ServisFirst Bank · Birmingham
- River Bank & Trust · Prattville
- Bank Independent · Sheffield
- CB&S Bank, Inc. · Russellville
Frequently asked questions
Does Citizens Bank & Trust support FedNow?
Yes. Citizens Bank & Trust appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Citizens Bank & Trust support RTP?
Yes. Citizens Bank & Trust appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does Citizens Bank & Trust support Zelle?
This hasn't been confirmed. Citizens Bank & Trust does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Citizens Bank & Trust have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Citizens Bank & Trust yet.