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Citizens Bank of the South

Citizens Bank of the South supports FedNow and Zelle. RTP participation has not been confirmed.

Sandersville, GA · FDIC Cert #19420

https://cbots.com

132 S Harris St, Sandersville, GA, 31082

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 18, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

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Report early direct deposit

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Sending from Citizens Bank of the South

Rails observed when Citizens Bank of the South was the sending bank.

No sending reports yet for Citizens Bank of the South. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Citizens Bank of the South

Rails observed when Citizens Bank of the South was the receiving bank.

No receiving reports yet for Citizens Bank of the South. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in GA.

Frequently asked questions

Does Citizens Bank of the South support FedNow?

Yes. Citizens Bank of the South appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Citizens Bank of the South support RTP?

This hasn't been confirmed. Citizens Bank of the South does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Citizens Bank of the South support Zelle?

Yes. Citizens Bank of the South appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Citizens Bank of the South have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Citizens Bank of the South yet.