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Citizens Bank and Trust Company of Ardmore

Citizens Bank and Trust Company of Ardmore supports FedNow. RTP and Zelle participation has not been confirmed.

Ardmore, OK · FDIC Cert #22717

https://bankcitizens.bank

1100 N Commerce St, Ardmore, OK, 73401

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0

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Report early direct deposit

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Sending from Citizens Bank and Trust Company of Ardmore

Rails observed when Citizens Bank and Trust Company of Ardmore was the sending bank.

No sending reports yet for Citizens Bank and Trust Company of Ardmore. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Citizens Bank and Trust Company of Ardmore

Rails observed when Citizens Bank and Trust Company of Ardmore was the receiving bank.

No receiving reports yet for Citizens Bank and Trust Company of Ardmore. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

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Frequently asked questions

Does Citizens Bank and Trust Company of Ardmore support FedNow?

Yes. Citizens Bank and Trust Company of Ardmore appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Citizens Bank and Trust Company of Ardmore support RTP?

This hasn't been confirmed. Citizens Bank and Trust Company of Ardmore does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Citizens Bank and Trust Company of Ardmore support Zelle?

This hasn't been confirmed. Citizens Bank and Trust Company of Ardmore does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Citizens Bank and Trust Company of Ardmore have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Citizens Bank and Trust Company of Ardmore yet.