Citizens Bank and Trust
Citizens Bank and Trust supports FedNow and Zelle. RTP participation has not been confirmed.
Frostproof, FL · FDIC Cert #5673
https://citizens-bank.com2 E Wall St, Frostproof, FL, 33843
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Citizens Bank and Trust.
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Report early direct deposit
Did a paycheck or benefit show up early at Citizens Bank and Trust?
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Sending from Citizens Bank and Trust
Rails observed when Citizens Bank and Trust was the sending bank.
No sending reports yet for Citizens Bank and Trust. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Citizens Bank and Trust
Rails observed when Citizens Bank and Trust was the receiving bank.
No receiving reports yet for Citizens Bank and Trust. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Other banks in FL.
- SouthState Bank, National Association · Winter Haven
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- Raymond James Bank · Saint Petersburg
- BankUnited, National Association · Miami Lakes
- City National Bank of Florida · Miami
Frequently asked questions
Does Citizens Bank and Trust support FedNow?
Yes. Citizens Bank and Trust appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Citizens Bank and Trust support RTP?
This hasn't been confirmed. Citizens Bank and Trust does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Citizens Bank and Trust support Zelle?
Yes. Citizens Bank and Trust appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Citizens Bank and Trust have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Citizens Bank and Trust yet.