Ciera Bank
Ciera Bank supports Zelle. FedNow and RTP participation has not been confirmed.
Graham, TX · FDIC Cert #3226
https://cierabank.com623 Elm St, Graham, TX, 76450
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Ciera Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at Ciera Bank?
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Sending from Ciera Bank
Rails observed when Ciera Bank was the sending bank.
No sending reports yet for Ciera Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Ciera Bank
Rails observed when Ciera Bank was the receiving bank.
No receiving reports yet for Ciera Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in TX.
- Charles Schwab Bank, SSB · Westlake
- Frost Bank · San Antonio
- Prosperity Bank · El Campo
- Texas Capital Bank · Dallas
- Charles Schwab Premier Bank, SSB · Westlake
Frequently asked questions
Does Ciera Bank support FedNow?
This hasn't been confirmed. Ciera Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Ciera Bank support RTP?
This hasn't been confirmed. Ciera Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Ciera Bank support Zelle?
Yes. Ciera Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Ciera Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Ciera Bank yet.