Charter Oak
Charter Oak supports FedNow and RTP. Zelle participation has not been confirmed.
Waterford, CT · NCUA Charter #3413
http://www.charteroak.org1055 Hartford Tpke, Waterford, CT, 06385-4005
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
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Report early direct deposit
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Sending from Charter Oak
Rails observed when Charter Oak was the sending bank.
No sending reports yet for Charter Oak. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Charter Oak
Rails observed when Charter Oak was the receiving bank.
No receiving reports yet for Charter Oak. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in CT.
- American Eagle Financial · EAST HARTFORD
- Connecticut State Employees · Hartford
- Sikorsky Financial · Stratford
- Connex · North Haven
- Nutmeg State Financial · Rocky Hill
Frequently asked questions
Does Charter Oak support FedNow?
Yes. Charter Oak appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Charter Oak support RTP?
Yes. Charter Oak appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Charter Oak support Zelle?
This hasn't been confirmed. Charter Oak does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Charter Oak have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Charter Oak yet.