Central State
Central State supports FedNow and Zelle. RTP participation has not been confirmed.
Stockton, CA · NCUA Charter #60363
http://www.centralstatecu.org919 N Center St, Stockton, CA, 95202
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Central State?
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Sending from Central State
Rails observed when Central State was the sending bank.
No sending reports yet for Central State. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Central State
Rails observed when Central State was the receiving bank.
No receiving reports yet for Central State. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Central State support FedNow?
Yes. Central State appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Central State support RTP?
This hasn't been confirmed. Central State does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Central State support Zelle?
Yes. Central State appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Central State have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Central State yet.