Caro
Caro's FedNow, RTP, and Zelle participation has not been confirmed.
Columbia, SC · NCUA Charter #24404
Also known as caro smart financial solutions
http://www.SmartCaro.org4480 Rosewood Dr, Columbia, SC, 29209-2629
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
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Report early direct deposit
Did a paycheck or benefit show up early at Caro?
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Sending from Caro
Rails observed when Caro was the sending bank.
No sending reports yet for Caro. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Caro
Rails observed when Caro was the receiving bank.
No receiving reports yet for Caro. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in SC.
- South Carolina · North Charleston
- Srp · North Augusta
- Allsouth · Columbia
- Palmetto Citizens · Columbia
- S. C. State · Columbia
Frequently asked questions
Does Caro support FedNow?
This hasn't been confirmed. Caro does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Caro support RTP?
This hasn't been confirmed. Caro does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Caro support Zelle?
This hasn't been confirmed. Caro does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Caro have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Caro yet.