Capital Bank and Trust Company
Capital Bank and Trust Company supports FedNow and Zelle. RTP participation has not been confirmed.
Irvine, CA · FDIC Cert #35164
https://americanfunds.com6455 Irvine Center Dr, Irvine, CA, 92618
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Capital Bank and Trust Company?
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Sending from Capital Bank and Trust Company
Rails observed when Capital Bank and Trust Company was the sending bank.
No sending reports yet for Capital Bank and Trust Company. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Capital Bank and Trust Company
Rails observed when Capital Bank and Trust Company was the receiving bank.
No receiving reports yet for Capital Bank and Trust Company. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Capital Bank and Trust Company support FedNow?
Yes. Capital Bank and Trust Company appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Capital Bank and Trust Company support RTP?
This hasn't been confirmed. Capital Bank and Trust Company does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Capital Bank and Trust Company support Zelle?
Yes. Capital Bank and Trust Company appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Capital Bank and Trust Company have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Capital Bank and Trust Company yet.