BayVanguard Bank
BayVanguard Bank supports FedNow and Zelle. RTP participation has not been confirmed.
Baltimore, MD · FDIC Cert #32527
https://bayvanguard.com7114 N Point Rd, Baltimore, MD, 21219
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at BayVanguard Bank?
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Sending from BayVanguard Bank
Rails observed when BayVanguard Bank was the sending bank.
No sending reports yet for BayVanguard Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into BayVanguard Bank
Rails observed when BayVanguard Bank was the receiving bank.
No receiving reports yet for BayVanguard Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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- CFG Bank · Lutherville
- Capital Bank, National Association · Rockville
Frequently asked questions
Does BayVanguard Bank support FedNow?
Yes. BayVanguard Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does BayVanguard Bank support RTP?
This hasn't been confirmed. BayVanguard Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does BayVanguard Bank support Zelle?
Yes. BayVanguard Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does BayVanguard Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for BayVanguard Bank yet.