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BayCoast Bank

BayCoast Bank supports FedNow and RTP. Zelle participation has not been confirmed.

Swansea, MA · FDIC Cert #90196

https://baycoast.bank

330 Swansea Mall Dr, Swansea, MA, 02777

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
RTP participant
Confirmed July 9, 2026
Community confirmations
0

Submit Route Report

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Report early direct deposit

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Sending from BayCoast Bank

Rails observed when BayCoast Bank was the sending bank.

No sending reports yet for BayCoast Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into BayCoast Bank

Rails observed when BayCoast Bank was the receiving bank.

No receiving reports yet for BayCoast Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in MA.

Frequently asked questions

Does BayCoast Bank support FedNow?

Yes. BayCoast Bank appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does BayCoast Bank support RTP?

Yes. BayCoast Bank appears in The Clearing House's RTP participant list, confirmed July 9, 2026.

Does BayCoast Bank support Zelle?

This hasn't been confirmed. BayCoast Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does BayCoast Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for BayCoast Bank yet.

BayCoast Bank — Swansea, MA — Bank Transfer Compatibility | InstantRailCheck