Baycel
Baycel's FedNow, RTP, and Zelle participation has not been confirmed.
Bay City, TX · NCUA Charter #15563
http://www.baycel.org2320 6TH ST, Bay City, TX, 77414-5240
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
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Report early direct deposit
Did a paycheck or benefit show up early at Baycel?
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Sending from Baycel
Rails observed when Baycel was the sending bank.
No sending reports yet for Baycel. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Baycel
Rails observed when Baycel was the receiving bank.
No receiving reports yet for Baycel. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Baycel support FedNow?
This hasn't been confirmed. Baycel does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Baycel support RTP?
This hasn't been confirmed. Baycel does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Baycel support Zelle?
This hasn't been confirmed. Baycel does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Baycel have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Baycel yet.