Bay State Savings Bank
Bay State Savings Bank supports FedNow and RTP. Zelle participation has not been confirmed.
Worcester, MA · FDIC Cert #90311
https://baystatesavingsbank.com28 Franklin St, Worcester, MA, 01608
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Bay State Savings Bank?
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Sending from Bay State Savings Bank
Rails observed when Bay State Savings Bank was the sending bank.
No sending reports yet for Bay State Savings Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Bay State Savings Bank
Rails observed when Bay State Savings Bank was the receiving bank.
No receiving reports yet for Bay State Savings Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in MA.
- Eastern Bank · Boston
- Rockland Trust Company · Rockland
- Beacon Bank and Trust · Brookline
- Salem Five Cents Savings Bank · Salem
- Needham Bank · Needham
Frequently asked questions
Does Bay State Savings Bank support FedNow?
Yes. Bay State Savings Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Bay State Savings Bank support RTP?
Yes. Bay State Savings Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does Bay State Savings Bank support Zelle?
This hasn't been confirmed. Bay State Savings Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Bay State Savings Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Bay State Savings Bank yet.