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Bank of Winona

Bank of Winona supports Zelle. FedNow and RTP participation has not been confirmed.

Winona, MS · FDIC Cert #12207

https://bankofwinona.com

312 N Applegate St, Winona, MS, 38967

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

P2P - Zelle participant
Confirmed July 18, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving Bank of Winona.

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Report early direct deposit

Did a paycheck or benefit show up early at Bank of Winona?

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Sending from Bank of Winona

Rails observed when Bank of Winona was the sending bank.

No sending reports yet for Bank of Winona. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Bank of Winona

Rails observed when Bank of Winona was the receiving bank.

No receiving reports yet for Bank of Winona. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in MS.

Frequently asked questions

Does Bank of Winona support FedNow?

This hasn't been confirmed. Bank of Winona does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Bank of Winona support RTP?

This hasn't been confirmed. Bank of Winona does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Bank of Winona support Zelle?

Yes. Bank of Winona appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Bank of Winona have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Bank of Winona yet.

Bank of Winona — Winona, MS — Bank Transfer Compatibility | InstantRailCheck