Bank of Utica
Bank of Utica supports Zelle. FedNow and RTP participation has not been confirmed.
Utica, NY · FDIC Cert #13397
https://bankofutica.com222 Genesee St, Utica, NY, 13502
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Bank of Utica.
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Report early direct deposit
Did a paycheck or benefit show up early at Bank of Utica?
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Sending from Bank of Utica
Rails observed when Bank of Utica was the sending bank.
No sending reports yet for Bank of Utica. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Bank of Utica
Rails observed when Bank of Utica was the receiving bank.
No receiving reports yet for Bank of Utica. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in NY.
- Goldman Sachs Bank USA · New York
- The Bank of New York Mellon · New York
- Morgan Stanley Private Bank, National Association · Purchase
- Manufacturers and Traders Trust Company · Buffalo
- Flagstar Bank, National Association · Hicksville
Frequently asked questions
Does Bank of Utica support FedNow?
This hasn't been confirmed. Bank of Utica does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Bank of Utica support RTP?
This hasn't been confirmed. Bank of Utica does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Bank of Utica support Zelle?
Yes. Bank of Utica appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Bank of Utica have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Bank of Utica yet.