Bank of Central Florida
Bank of Central Florida supports FedNow and Zelle. RTP participation has not been confirmed.
Lakeland, FL · FDIC Cert #58479
https://bankofcentralflorida.com5015 S Florida Ave, Lakeland, FL, 33813
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Bank of Central Florida.
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Report early direct deposit
Did a paycheck or benefit show up early at Bank of Central Florida?
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Sending from Bank of Central Florida
Rails observed when Bank of Central Florida was the sending bank.
No sending reports yet for Bank of Central Florida. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Bank of Central Florida
Rails observed when Bank of Central Florida was the receiving bank.
No receiving reports yet for Bank of Central Florida. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in FL.
- SouthState Bank, National Association · Winter Haven
- EverBank, National Association · Jacksonville
- Raymond James Bank · Saint Petersburg
- BankUnited, National Association · Miami Lakes
- City National Bank of Florida · Miami
Frequently asked questions
Does Bank of Central Florida support FedNow?
Yes. Bank of Central Florida appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Bank of Central Florida support RTP?
This hasn't been confirmed. Bank of Central Florida does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Bank of Central Florida support Zelle?
Yes. Bank of Central Florida appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Bank of Central Florida have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Bank of Central Florida yet.