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Apl

Apl supports Zelle. FedNow and RTP participation has not been confirmed.

Laurel, MD · NCUA Charter #9475

http://www.aplfcu.org

11050 Johns Hopkins Rd, Laurel, MD, 20723

(240) 228-5250

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

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Report early direct deposit

Did a paycheck or benefit show up early at Apl?

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Sending from Apl

Rails observed when Apl was the sending bank.

No sending reports yet for Apl. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Apl

Rails observed when Apl was the receiving bank.

No receiving reports yet for Apl. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in MD.

Frequently asked questions

Does Apl support FedNow?

This hasn't been confirmed. Apl does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Apl support RTP?

This hasn't been confirmed. Apl does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Apl support Zelle?

Yes. Apl appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Apl have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Apl yet.