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Aod

Aod's FedNow, RTP, and Zelle participation has not been confirmed.

Oxford, AL · NCUA Charter #6680

http://www.aodfcu.com

12 Elm St, Oxford, AL, 36203

(256) 237-9494

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Aod?

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Sending from Aod

Rails observed when Aod was the sending bank.

No sending reports yet for Aod. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Aod

Rails observed when Aod was the receiving bank.

No receiving reports yet for Aod. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

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Other credit unions in AL.

Frequently asked questions

Does Aod support FedNow?

This hasn't been confirmed. Aod does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Aod support RTP?

This hasn't been confirmed. Aod does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Aod support Zelle?

This hasn't been confirmed. Aod does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Aod have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Aod yet.