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American National Bank & Trust

American National Bank & Trust supports FedNow and RTP. Zelle participation has not been confirmed.

Wichita Falls, TX · FDIC Cert #22373

https://amnat.com

2732a Midwestern Pkwy, Wichita Falls, TX, 76308

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0

Submit Route Report

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Report early direct deposit

Did a paycheck or benefit show up early at American National Bank & Trust?

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Sending from American National Bank & Trust

Rails observed when American National Bank & Trust was the sending bank.

No sending reports yet for American National Bank & Trust. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into American National Bank & Trust

Rails observed when American National Bank & Trust was the receiving bank.

No receiving reports yet for American National Bank & Trust. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in TX.

Frequently asked questions

Does American National Bank & Trust support FedNow?

Yes. American National Bank & Trust appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does American National Bank & Trust support RTP?

Yes. American National Bank & Trust appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does American National Bank & Trust support Zelle?

This hasn't been confirmed. American National Bank & Trust does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does American National Bank & Trust have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for American National Bank & Trust yet.

American National Bank & Trust — Wichita Falls, TX — Bank Transfer Compatibility | InstantRailCheck