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Align

Align supports FedNow, RTP, and Zelle.

Lowell, MA · NCUA Charter #66365

http://www.aligncu.com

87 Hale St, Lowell, MA, 01851

(800) 942-9575

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
RTP participant
Confirmed July 9, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving Align.

Sign in to submit a route report.

Report early direct deposit

Did a paycheck or benefit show up early at Align?

Sign in to report early direct deposit.

Sending from Align

Rails observed when Align was the sending bank.

No sending reports yet for Align. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Align

Rails observed when Align was the receiving bank.

No receiving reports yet for Align. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in MA.

Frequently asked questions

Does Align support FedNow?

Yes. Align appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does Align support RTP?

Yes. Align appears in The Clearing House's RTP participant list, confirmed July 9, 2026.

Does Align support Zelle?

Yes. Align appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Align have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Align yet.

Align — Lowell, MA — Bank Transfer Compatibility | InstantRailCheck