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Adirondack Bank

Adirondack Bank supports Zelle. FedNow and RTP participation has not been confirmed.

Utica, NY · FDIC Cert #28380

https://adirondackbank.com

185 Genesee St, Utica, NY, 13501

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

P2P - Zelle participant
Confirmed July 18, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving Adirondack Bank.

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Report early direct deposit

Did a paycheck or benefit show up early at Adirondack Bank?

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Sending from Adirondack Bank

Rails observed when Adirondack Bank was the sending bank.

No sending reports yet for Adirondack Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Adirondack Bank

Rails observed when Adirondack Bank was the receiving bank.

No receiving reports yet for Adirondack Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in NY.

Frequently asked questions

Does Adirondack Bank support FedNow?

This hasn't been confirmed. Adirondack Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Adirondack Bank support RTP?

This hasn't been confirmed. Adirondack Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Adirondack Bank support Zelle?

Yes. Adirondack Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Adirondack Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Adirondack Bank yet.

Adirondack Bank — Utica, NY — Bank Transfer Compatibility | InstantRailCheck