4U
4U supports Zelle. FedNow and RTP participation has not been confirmed.
Gainesville, TX · NCUA Charter #11067
http://www.4ucu.org1312 Lawrence St, Gainesville, TX, 76240
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving 4U.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at 4U?
Sign in to report early direct deposit.
Sending from 4U
Rails observed when 4U was the sending bank.
No sending reports yet for 4U. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into 4U
Rails observed when 4U was the receiving bank.
No receiving reports yet for 4U. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does 4U support FedNow?
This hasn't been confirmed. 4U does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does 4U support RTP?
This hasn't been confirmed. 4U does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does 4U support Zelle?
Yes. 4U appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does 4U have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for 4U yet.